"What to Do if You Are Self-Employed," Forbes Magazine, by Carrie Coolidge, December 12, 2005

More on
The New Health Insurance Solution:

"Healthy Planning - Thinking About Retiring Early?  Get Health Insurance First," Forbes Magazine, by Carrie Coolidge December 12, 2005.

How to get cheaper, better health insurance from birth to old age without an employer plan.
 

Video Clip: Paul Zane Pilzer is interviewed live on CNN re The New Health Insurance Solution, October 8, 2005.

"Should Workers Consider Individual Insurance?", by Jennifer Barrett, Newsweek, October 4, 2005.

"When to Choose an HSA," by Kaja Whitehouse, The Wall Street Journal, September 25, 2005.

"Getting Cheaper Health Insurance," by Margaret Price, New York Daily News, November 16, 2005.

The New Health Insurance Solution, by Paul Zane Pilzer, Soundview Executive Book Summaries, December 2005.

"Healthcare Benefits Within Your Employees' Reach," by Paul Zane Pilzer, Chiropractic Economics, April 6, 2005.

"New Reporting Rule May Drive Health Savings Accounts," by Gloria Lau, Investor's Business Daily, October 31, 2005.

Breaking from the Group, by Kevin Sweeney, Benefit News, November 2005.
 

 

  By Carrie Coolidge
View Actual Article
     "The solution for healthy self-employed individuals is simple, according to author Paul Zane Pilzer. These folks should buy a high-deductible individual or family policy that is qualified to be paired with a health savings account, he says. 'No one should ever go without health insurance, especially since it has now become affordable for most working people,' says Pilzer."
    
People who are self-employed face the same dilemma as early retirees--the burden of getting health insurance in place is on their shoulders. The solution for healthy self-employed individuals is simple, according to author Paul Zane Pilzer. These folks should buy a high-deductible individual or family policy that is qualified to be paired with a health savings account, he says. "No one should ever go without health insurance, especially
 

since it has now become affordable for most working people," says Pilzer. The national average price for an HSA-qualified high-deductible plan is $92 a month for a single person and $272 a month for a family plan. Even better, says Pilzer, is that self-employed individuals can deduct the entire cost of health insurance premiums from their taxable income. "So your aftertax cost will be even less," he says. Pilzer recommends self-employed people open an HSA and make the maximum tax-deductible annual contribution.
     If you are self-employed but you or a family member has a preexisting condition, explore a guaranteed-issue insurance policy provided by a private insurer or from your state's risk pool, depending on where you live. The rest of the family should then apply for "healthy family" coverage.

Main Article:
Healthy Planning  - Thinking about retiring early? Get health insurance first.

   
 
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The Next Millionaires
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The New Health Insurance Solution
How to get cheaper, better health insurance from birth to old age without an employer plan.
 
The New
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How to make a fortune in the next trillion dollar industry--preventative medicine and wellness.
   

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God Wants You To Be Rich
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Fountain of Wealth
Award-winning 6 CD (or cassette) audio series explains the new opportunities for  creating wealth in the 21st century.

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Pilzer's seminal work explaining how we live in a world of unlimited physical resources because of rapidly advancing technology.
 
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Why the wellness industry will exceed the $1 trillion health care (sickness) industry in the next ten years
 
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